I’m admittedly pretty clueless when it comes to finances, so I avoided getting a credit card in college. It ended up being a good decision––a lot of my friends went into needless debt.
Chapter 7 VS Chapter 13 Bankruptcy: What’s Best For You?
If you have found yourself in this discouraging situation with debt that you don’t know how to turn around, there is good news. You may be able to get relief through bankruptcy, which is legal way to have your debts forgiven.